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  • Writer's pictureAlleine Solmirano

Mobile Home for age 55 Years and Over

Updated: Mar 11

Every day, the number of Americans over 55 who require affordable housing is on the rise. It is becoming increasingly difficult to find a property that is less expensive in the US, but it is important to find affordable housing for retired people.

Mobile homes are a good option for seniors because of these reasons:

1. Affordable Manufactured Homes are the perfect option for seniors who are looking to retire.

2. Less work Larger houses are more difficult to maintain and clean, and can be costly in property taxes. It is easier and cheaper to maintain a smaller house.

3. Single-story mobile homes - Seniors may find it difficult to climb stairs, which is why single-story homes can be more appealing. Many of these homes can also be built to accommodate seniors with different medical conditions.

Although manufactured homes can be very affordable, they are also available in large numbers in certain states, such as Florida. This gives you the freedom to pick the home that suits you best. There are over 5000 communities in Florida that you can choose from, with approximately 80% of them being 55+ communities. You will have access to heated pools, community club houses, fishing, boating and other services.

55+ communities are a great place to call home if socializing is important to you. There are many activities you can enjoy, such as movie nights, parties and pancake breakfast. You will feel like you're on vacation when you live in a mobile home. Living in a mobile home is comparable to being in a resort.

Buy or Rent the lot

You will be worried about your ideal home as you get closer to retirement. Your income may be reduced when you retire but that doesn't mean you have to stop enjoying the things you love most. Seniors who are retiring should use their retirement funds to buy a piece land and build a small home. It is possible to either buy or lease land. If you lease it, you'll be responsible for monthly leasing fees. If you purchase it, however, you will have to pay maintenance and property taxes. Which is better, buying or leasing?

Read the rules and regulations of the association before you make the decision to move to a mobile home park. Before you move in, it is important to fully understand your rights. Also, meet with members of the association to discuss fees. It is important to find out what fees are for landscaping, trash pickup, and other essential services. Compare leased property with your lot. Monthly fees will make a big difference if you decide to buy it. A lot you own will be half the price of a lot leased, which is a significant savings over time.

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