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  • Writer's pictureAlleine Solmirano

Pros and Cons of Buying a Mobile Home

Updated: Jan 24

Mobile homes are becoming more popular and considered an attractive alternative to traditional home ownership. In the United States , more than 22,000,000 people live in mobile homes.

Mobile homes are often mass-produced in factories and then placed on a chassis which allows them to be placed anywhere they want. This allows for more affordable homes. There are also disadvantages to purchasing a mobile home. It all comes down to your personal finances, housing and lifestyle goals.

For example, if you are looking for a second property in a highly sought after area or more space in a state like California, where renting an apartment can be expensive. Mobile homes serve as a great alternative and there are several reasons to love them, if buying your own place is out of reach.

Manufactured homes have many advantages


Mobile home ownership offers the greatest advantage of affordability. Because they are generally less expensive per square foot than permanent homes, mobile homes are typically more affordable than those built from the ground up. Mobile homes could even be an answer to the Housing Affordability Crisis.


Mobile homes generally require less maintenance than traditional stick built houses. Mobile homes require less maintenance than traditional homes. These are cost-savings that will last for many years. Only minor repairs will need to be made to a mobile home. In general, inexpensive materials keep the cost down and make for DIY projects.


A lot of people wonder if manufactured homes are worth the cost, in terms structural strength. The HUD code was adopted in 1976. Manufactured houses are built according to this code.It was created to address factory production and to ensure that homes meet "structural design and construction standards, fire safety, energy efficiency and transportation from the factory site to the customer's residence." To show compliance with the requirements of the "most stringent certification process" in the building sector, all manufactured housing sold in the United States is required to have a permanent "red seal".


The best thing about a mobile home? You can arrange for a contractor who will take your home from its temporary foundation and move it to your new home. This allows you to move around in your chosen area as you go through life. There are some caveats to this but it is possible to own a mobile home in a park and move it to land that you have purchased. As a bonus if it is on a permanent foundation, it can be treated more as a home.

Construction Schedule

Depending on the factory and availability of a manufactured home, a home can be ready for occupancy in as little as 50 to 90 days.

Not too Risky Construction site

Construction sites often face problems such as theft, damage, and delays in delivery. These problems are very rare with manufactured housing. This allows for time and dollar savings. Both the manufacturer and the buyer win in this scenario. It reduces construction waste and prevents the misuse or disappearance of materials. These efficiencies are part reason why manufactured housing costs remain lower than site-built homes.

Reduced taxes

Mobile homes also have lower taxes, if they are placed on land you already own. Because a mobile home doesn't count as'real property,' your property taxes will be lower than if you built a traditional home on the land. You can also use the personal loans to pay for a mobile home as deductibles from your income.

Manufactured Housing: The Cons

Long-term Value

Although manufactured homes offer many advantages, it's important to understand the drawbacks before you make a purchase.

Although manufactured housing might have a higher assessed value than stick-built housing in certain areas, this can be a mixed blessing. This could mean that property taxes bills will be lower as well. Although the long-term appreciation of manufactured homes may have been lower than it was in the past due to market conditions, today's market conditions are more important than the type or housing. It is expected that manufactured housing appreciation will rise as the industry grows. This depends on where it is located.

It is possible that you will have to pay a lot of rent

You must rent the lot it is on, pay lot rent and follow all rules and regulations if you want to buy a mobile house in a mobile park. However, this is usually well below market value for something that is comparable in the same area.

Financing differs from a traditional mortgage

A mobile home is personal property and not real property so financing the purchase can prove a bit tricky.

Sometimes it is difficult to resell

Mobile homes can be difficult to sell if they're set up in mobile parks. Or the buyer will have to move the mobile home. These extra costs can make it more expensive to buy a new mobile home than to purchase a used one.

You may find the perfect solution to your homeownership dreams with a manufactured home. Before you make the purchase, be sure to thoroughly research the pros and cons. Like any major purchase decision, each family's needs and circumstances will be considered. The pros and cons of purchasing a mobile home are obvious and the uncertainty about whether they are a good investment fades. Be sure to assess your needs and determine the best way to go about getting your "home sweet home".

We buy and sell mobile homes in the Los Angeles area, so if you’re looking for help please feel free to reach out to us

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